Savings Accounts. Financial product which is a savings plan designed to build up capital to enable the future purchase or renovation of the main residence. Is reflected in savings accounts or bank deposits, which also provide a return on its owner, give the tax advantage of tax deductible on your tax return for the amounts contributed annually to the account.
Tax Advantage Savings Account Housing:
* The amounts paid during the year, with a limit of 9,015.18 €, have a 15% deduction in the tax return (although this percentage may vary somewhat depending on the region of residence).
* The amount invested in the savings account can only be used for home purchase or rehabilitation of a primary residence and within that period (currently set at a maximum of four years). Otherwise, return the deduction should be obtained and pay interest on late payments.
* The amount deposited in the account we have housing having won in that year.
The person concerned may only have a savings account housing. This account shall be identified only after the first tax return in which the inclusion of this right to deduct, identifying the following information:
* Financial entity that has opened savings account – housing.
* Branch-specific financial institution.
* Account number or book
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Savings Accounts
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