Business & Real Estate

The perfect business system already exists. We see it every day, but until now, few people have stopped to think how to develop it in other business. It is not easy, but I’m sure someone will come up a good business idea to move the banking system to other products or services. See why the banking system is the perfect business system.

1.Cubre a necessity: Can you live without a bank account? Obviously yes, but having the money in the bank gives us an assurance that we would not have if we had it under a mattress. Collection systems of other companies dependent on the banking system, because the electricity bill, water, internet, etc … going pro the bank becoming a necessity.

2.Innovación and easily: With the same staff or less than before, a bank is now available to you 24 hours, thanks to ATMs and Internet, addressing specific issues in working hours. Over time, bank branches tend to disappear in large part, giving way to all kinds of activities online and through ATMs.

Sale and reinvestment 3.Sistema perfect: Its raw material is money. Mutual funds, fixed deposits and all types of financial vehicles that provide customer benefits by taking their money and another party is a necessity to another customer with credit or loan. In basic financial mathematics, we all know that if for a fixed period of 1000 € you get a 3.50% return, you earn 35 euros and those 1000 €
are provided to another customer with a 7.50% interest of the bank’s profit is 4%. Now multiply that by millions of customers.

4.Services very cheap: While acquiring financial knowledge as you get, you realize that you are robbing a bank since walk through the door, captures the idea that a client is good. What are 12 € a year for maintenance of my account?, Or what is best, 1 € a month is nothing. Indeed, but one euro per month by millions of customers, millions of euros.

5.Diversificación and breadth of services: As its main raw material, money, covering insurance, investments are real estate. What in any business would be a misfortune such as the failure of a product for them is a new business opportunity, as a rule are not at risk through guarantees.

6.Vinculación perfect: When a customer searches for a bank for a loan or a credit, which desperately needs or moderately, the bank will grant the loan, which already take some interest and also must hire some cases other financial products with them. Pension plans, insurance or part of your money in a mutual fund.

7.Facilidades that generate returns: We talk about credit cards. When you pay in a store with your credit card, business pays a small percentage of the total purchase to the bank, plus commission of your card, plus annual maintenance and monthly deferred payment interest, makes the credit card in the most profitable for a bank and obviously in a wreck of a spoiled consumer, which is the more spoiled, more profit will generate the bank.

Do you have any doubts that the banking system is not perfect business system?. Now try to apply some parts of that system to other business that contains the same ingredients for a consumer: the need, cost, economical, easy to acquire and diversification of product or service.

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